Articles and Other Resources
Long-Term Care Insurance & Benefits
Understanding Medicaid/Medicare
Find a Certified Medicaid Planner Learn the Facts Many families assume that Medicare and/or Medicaid will cover the costs of their loved one’s care. Unfortunately, that’s not entirely true, and there are several important issues to consider. Mostly covering...
Veterans Benefits
Learn: Veterans Benefits Department of Veterans Affairs (VA) pensions provide a monthly benefit for wartime veterans (or their surviving spouses), which can be used as funding for care. Although there are 3 different types of pensions available for veterans and/or...
Find a Long-Term Care Insurance Expert for a Policy Quote
Long-term Care Insurance Long-term care insurance is one of the most effective ways to protect your financial well-being when you or a loved one needs care. Policies can be customized to meet a variety of care needs. And, because monthly premiums are known in advance,...
Long-Term Care Insurance
Find a Reliable Agent If your loved one or parent has a long-term care insurance policy, it can be an excellent resource in helping to cover the expenses of their care. However, the benefits depend entirely on the policy, and trying to understand the policy – along...
Long-Term Care Insurance Requirements
Don’t Make Costly Mistakes Millions of financially responsible Americans have purchased a long-term care insurance policy at some point in their lives, and many have faithfully paid premiums on it for decades. Policyholders assume that when the time comes to finally...
Senior Living Communities & In-Home Care
Staying at Home vs. Moving into a Senior Community
Staying At Home Is Not Necessarily More Affordable As you consider the best care options for your loved one, you may be surprised to learn that staying at home is not necessarily more affordable than transitioning to a care community. Keep in mind that most monthly...
Understanding the Costs of Care
The World’s Population is Aging at a Faster Rate Than Ever Before Every day until 2030, 10,000 Baby Boomers will turn 65, and 70% will require long-term care in their lifetime. The cost of that care varies based on care setting, geographic location and level of care...
Researching In-Home Care Options
What is In-Home Care? In-home care (also known as home care) allows seniors to remain at home when they’re not ready to relocate to a care community. It’s also a viable option for seniors who are generally independent but may need some assistance with certain...
Researching Senior Living Options
From where to begin to what questions to ask, choosing a care community can feel like an overwhelming decision. You can make the process much easier by creating a plan to stay organized and by understanding the elements that factor into finding the right community....
Find a Senior Care Professional
Save Yourself Time & Stress by Connecting with Experienced Professionals If your family decides that a care community would be best at providing your loved one with the care and quality of life they deserve, finding the ideal community is a large task in and...
Real Estate
Selling Your House
Selling the House Selling the house – the family’s largest asset – is generally the first thing families will consider when determining how to pay for their loved one’s care. This is often the most emotional part of the transition journey, because the average American...
Real Estate Resources
Discover Financial Resources From downsizing to renovations to prepping the home for sale to hiring a realtor to showings, getting the house ready to sell can be one of the most emotional and time-consuming parts of the transition journey. Fortunately, there are...
Legal & Financial
Financial Planners
The Importance of Financial Planning Whether you’re planning far ahead or for the immediate future, long-term care expenses must be a major component of your financial planning. Americans are living longer, and Baby Boomers are expected to spend more years in...
Bridge Loans
What is a Bridge Loan? A bridge loan is a financing option that ‘bridges’ brief gaps in funding. These are loans – not grants – that families can use as they wait for other funds to become available for care. Bridge loan funds can be available in as little as 24 hours...
Health Savings Accounts
Health savings accounts (HSAs) are often overlooked opportunities to help cover the costs of long-term care with tax-free money. There are a few ways that you can make the most of your HSA assets to help cover medical and long-term care expenses. It’s possible to tap...
Reverse Mortgages
For some families, a reverse mortgage could be a good way to generate funds for in-home care, assisted living, home modifications, and other important care needs. Many seniors and their families find that while they’re not in a position to pay for senior care expenses...
Identifying Family Assets and Financial Resources
Defining your family’s assets is an important part of planning for long-term care costs. You’ll want a clear picture of your family’s current financial situation and every asset your family has. Most families depend on a combination of financial resources – including...
Financial Resources for Seniors with Cancer
Options for Those with Cancer If your aging loved one has been diagnosed with cancer, there are options available that you may not have known existed to help fund their care. Asbestos exposure has impacted millions of families. Most people don’t realize that so...
Elder Law Attorneys
What are Elder Law Attorneys? As our population ages, more people are needing help with navigating legal and planning issues specific to seniors. Elder law attorneys represent a specialty of the law that helps seniors and their families with many of the unique...
Senior Health & Wellness
Technology and Companionship
Technology & Senior Care The American population is aging rapidly, and the growing demand for senior care has inspired exciting advancements in senior-focused technology. Although the senior care industry has been slower to embrace technology in the past, there...
Safety at Home
Home Safety Precautions are Crucial Falls are the leading cause of fatal and nonfatal injuries in seniors 65 and older. In fact, nearly a third of seniors fall each year, and the majority of the time, these falls occur in their homes. Decreased bone density and...
Evaluating Needs
Before you can make informed decisions about your aging loved one’s care, it’s critical to first understand if it’s time for care and the level of care they may need. But evaluating whether your loved one needs care – and the type of care they need – can be...
Quality of Life Considerations
Recognize The Warning Signs Before a Crisis By recognizing the warning signs that an aging loved one is no longer able to live independently, families can help to prevent traumatic events – such as a life-changing fall – before they occur. It’s important for families...
Staying Healthy
The Importance of Regular Physical Activity Engaging in regular physical activity is one of the most important things that seniors can do to maintain their health and independence. Not only can exercise improve stamina and muscle strength, it can also: Improve balance...
Staying Healthy – Senior Nutrition
Daily Nutrition – Delivered to Your Door Nutrition takes on a whole new level of importance – and complexity – as we age. Seniors often have specific dietary needs related to health conditions, medications and immune function as well as slower metabolism. Roughly 1 in...
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